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What’s Driving My Personal Auto Insurance Rates?

May 17 2017 If you drive a vehicle, you are required by law to have insurance. But why do we need it? Consider hitting a car and injuring three passengers. If both your vehicle and the other vehicle are valued at $20,000 and considered total losses, and each passenger... more

Duck and Cover

Apr 13 2017 Windstorms, hurricanes, tornadoes, and wildfires are just a few examples of extreme weather events that occur throughout the United States on a regular basis. It is often difficult for even the experts to predict the impact and severity of these events. While... more

Get the Dish on Restaurant Food Safety

Mar 23 2017 When customers enter a restaurant or food establishment, they expect an attentive wait staff, friendly service, tasty food, enjoyable atmosphere and, most importantly, a clean environment. The health inspector has a major influence on your business’s good... more

Disaster Recovery Plan

Feb 16 2017 Natural disasters can come in many forms, with the most common being related to windstorms, fire, and flooding. More tornados occur in the United States then in any other part of the world. While large scale disasters capture media attention, disasters can... more

Two Important Tips for Handling a Total Loss Vehicle Claim

Jan 25 2017 “Your vehicle is a total loss.”These are words you probably never want to hear from your insurance company. But what does “total loss” really mean? A total loss is calculated when the damages to your vehicle are equal to a certain percentage or greater than... more

Avoid the “bugs” this holiday season

Dec 15 2016 It’s no surprise that with the cooler temperatures comes bugs and viruses. You can take your vitamins and wash your hands all you want, but you still may not prevent the ba-humbugs of the holiday season.Keeping your spirits bright can be tricky when your... more

New Construction Needs Special Property Coverage

Nov 30 2016 Is your company having a new building constructed or renovating an existing structure? If so, you need to consider purchasing a Builders Risk policy to cover the property exposures. Some commercial property policies include coverage for this exposure, but... more

Other Structures Need Other Coverage

Nov 11 2016 You’ve found the perfect homeowners policy for your needs – that’s great! But did you consider your ‘other structures’ needs? Do you know what are considered other structures? Other structures in general are any man-made structures that are separated from... more

What You Need to Know About Your Auto Liability Insurance

Oct 14 2016 If you drive a car, you likely have auto insurance. Your insurance policy provides coverage against the many exposures of owning a vehicle. One of the most important perils it covers is your liability associated with operating a vehicle. If you are found... more

Auto Insurance: Beyond the Basics

Sep 29 2016 Auto insurance and the value of your car is always a hot topic. It seems every TV, billboard, and radio ad has promised to solve your auto insurance needs. One ad says that you won’t be driving around in three quarters of a car after an accident with their... more

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