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Turn On The Lights

Oct 4 2017 When conducting loss control inspections, one of the first elements of a business I evaluate is the lighting. My reasoning is not only so I can see where I am going, but also knowing poor or inadequate lighting can lead to accidents. Adequate lighting (... more

A Two-Tier Approach to Protect Yourself from Identity Fraud

Aug 17 2017 Cyber attacks are increasing at an alarming rate and the resulting data breaches have led to countless amounts of personal information being exposed to unscrupulous individuals. While banks have become more proactive in monitoring accounts for activity that... more

After Forest Fire Claim, Selective Customer Says: ‘I’m a Fan for Life’

Jul 26 2017 After Forest Fire Claim, Selective Customer Says: ‘I’m a Fan for Life’ On November 28th, 2016, the forest caught fire in the Great Smoky Mountains National Park in Tennessee. Driven by winds of up to 80 mph and with dry conditions in the region, the forest... more

What’s Driving My Personal Auto Insurance Rates?

May 17 2017 If you drive a vehicle, you are required by law to have insurance. But why do we need it? Consider hitting a car and injuring three passengers. If both your vehicle and the other vehicle are valued at $20,000 and considered total losses, and each passenger... more

Duck and Cover

Apr 13 2017 Windstorms, hurricanes, tornadoes, and wildfires are just a few examples of extreme weather events that occur throughout the United States on a regular basis. It is often difficult for even the experts to predict the impact and severity of these events. While... more

Get the Dish on Restaurant Food Safety

Mar 23 2017 When customers enter a restaurant or food establishment, they expect an attentive wait staff, friendly service, tasty food, enjoyable atmosphere and, most importantly, a clean environment. The health inspector has a major influence on your business’s good... more

Disaster Recovery Plan

Feb 16 2017 Natural disasters can come in many forms, with the most common being related to windstorms, fire, and flooding. More tornados occur in the United States then in any other part of the world. While large scale disasters capture media attention, disasters can... more

Two Important Tips for Handling a Total Loss Vehicle Claim

Jan 25 2017 “Your vehicle is a total loss.”These are words you probably never want to hear from your insurance company. But what does “total loss” really mean? A total loss is calculated when the damages to your vehicle are equal to a certain percentage or greater than... more

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