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from Ownby Insurance Service, Inc

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Turn On The Lights

Oct 4 2017 When conducting loss control inspections, one of the first elements of a business I evaluate is the lighting. My reasoning is not only so I can see where I am going, but also knowing poor or inadequate lighting can lead to accidents. Adequate lighting (... more

After Forest Fire Claim, Selective Customer Says: ‘I’m a Fan for Life’

Jul 26 2017 After Forest Fire Claim, Selective Customer Says: ‘I’m a Fan for Life’ On November 28th, 2016, the forest caught fire in the Great Smoky Mountains National Park in Tennessee. Driven by winds of up to 80 mph and with dry conditions in the region, the forest... more

Get the Dish on Restaurant Food Safety

Mar 23 2017 When customers enter a restaurant or food establishment, they expect an attentive wait staff, friendly service, tasty food, enjoyable atmosphere and, most importantly, a clean environment. The health inspector has a major influence on your business’s good... more

New Construction Needs Special Property Coverage

Nov 30 2016 Is your company having a new building constructed or renovating an existing structure? If so, you need to consider purchasing a Builders Risk policy to cover the property exposures. Some commercial property policies include coverage for this exposure, but... more

Garage Liability and Garage Keepers Insurance: What’s the Difference?

Mar 13 2014 Owners of Tennessee garages and auto repair shops are not only entrusted to fix their customers’ cars, but they are also entrusted to keep those cars safe while in their control. Garage liability insurance and garage keepers insurance are designed to help you... more

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